Customer Relationship Summary – Updated March 1, 2021 Freeman Capital Advisors, LLC 2015 Ayrsley Town Blvd., Suite 202 Charlotte, NC 28273 (336)683-2692 Introduction Freeman Capital Advisors is an investment adviser registered with the SEC, and we provide fee-based investment management and financial planning services. This document gives you a summary of the types of services we provide and how you pay. Please ask us for more information. We encourage you to visit Investor.gov/CRS which is a free and simple search tool to research our firm and our financial professionals. What Investment Services and Advice can you provide me? There are different ways you can get help with your investments. You should carefully consider which type of account and the services that are right for you. Freeman Capital Advisors usually meets with clients directly, but may also work with clients by phone or through internet communication, to provide investment advice, develop strategies and define goals. Assets are managed on a discretionary basis. Discretionary authority allows Freeman Capital Advisors to buy and sell securities without asking in advance whereas non-discretionary authority is limited to offering advice, but you make the decision to buy or sell. Freeman Capital Advisors receives compensation by charging an on-going asset management fee based on the value of cash and other investments in your advisory account. Freeman Capital Advisors can also receive compensation based on a fixed fee, an hourly fee or a monthly subscription fee depending on the services provided as disclosed in our Form ADV Part 2A. We do not have a specific minimum account size required to open an account. Conversation Starter. Ask your financial professional—
- - Given my financial situation, should I choose an investment advisory service? Should I choose a brokerage service? Should I choose both types of service? Why or why not?
- - How will you choose investments to recommend to me?
- - What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean?
What fees will I pay? Please ask your financial professional to give you personalized information on the fees you will pay. The amount paid to our firm and your financial professional generally does not vary based on the type of investment we select on your behalf. Freeman Capital Advisors strives to use the most cost-effective investment choices but in some instances a transaction fee, known as a ticket charge, will apply (these ticket charges are charged by the custodian and we do not share in that revenue). Fees are negotiable and based on the scope and complexity of your account, the amount of time and expertise required as well as the account value. Fees for investment management services are charged quarterly, and financial planning fees are charged either monthly, quarterly or by the hour. The more assets you have in an advisory account, including cash, the more you will pay us. We therefore have an incentive to increase the assets in your account in order to increase your fees. You pay our advisory fee even if you do not buy or sell during the fee period. You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Conversation Starter. Ask your financial professional—
- Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?
What are your legal obligations to me when providing recommendations as my investment adviser? How else does your firm make money and what conflicts of interest do you have? We must abide by certain laws and regulations in our interactions with you. We are held to a fiduciary standard that covers our entire investment advisory relationship with you. For example, we are required to monitor your portfolio, investment strategy and objectives on an ongoing basis. Our Financial Professionals offer investment advisory services through Freeman Capital Advisors. Investment advisory services require that we act as a fiduciary, and put your interest above ours. When acting in the capacity of an investment adviser, your Financial Professional mitigates conflicts of interest by only acting in your best interest. Owners and Investment Adviser Representatives of Freeman Capital also operate as licensed insurance agents, owners of insurance agencies and in some cases, operate as Investment Advisers of other firms. As such, we are incentivized to recommend insurance products in the capacity of an investment adviser, that we may also be compensated for through the insurance agency. You are in no way required to purchase insurance products offered through Freeman Capital Insurance Group, or through any representative of Freeman Capital Advisors, LLC in their capacity as a licensed insurance agent. Conversation Starter. Ask your financial professional—
- How might your conflicts of interest affect me, and how will you address them? How do your financial professionals make money?
Our interests can conflict with your interests. We must eliminate these conflicts or tell you about them in a way you can understand, so that you can decide whether or not to agree to them. Your Financial Professional makes money based on the amount of assets they manage for you, revenue the firm earns from the financial professional’s advisory services or recommendations, the purchase of insurance products, and fixed fees on financial planning services. These are all cash forms of compensation. Your Financial Professional does not receive any form of non-cash compensation. Conversation Starter. Ask your financial professional—
- As a financial professional, do you have any disciplinary history? For what type of conduct?
Freeman Capital Advisors Inc. does not have any disciplinary history to disclose. To report a problem to the SEC, visit Investment Adviser Public Disclosure (IAPD) or call the SEC’s toll-free investor assistance line at (800)732-0330. Additional Information We encourage you to visit Investor.gov/CRS for a free and simple search tool to research our firm and our financial professionals. If you have a problem with your investment, investment accounts or a financial professional, contact us in writing at 2015 Ayrsley Town Blvd Suite 202 Charlotte, NC 28273. For additional information on our advisory services, see our ADV brochure available at Investment Adviser Public Disclosure (IAPD). A copy of our ADV brochure can also be obtained at no cost or by calling us at (336) 683-2692. Conversation Starter. Ask your financial professional—
- Who is my primary contact person? Is he or she a representative of an investment advisor or a broker-dealer? • Who can I talk to if I have concerns about how this person is treating me?